WHY USE US FOR YOUR INVESTMENT ADVICE?
If you are going to pay someone to manage your investments, then you deserve the best possible outcomes, and that starts with an Independent Financial Adviser.
However, many advisers invest your money passively, where your investments will follow the general market or an index, and then only offer reactive advice, making changes to funds after an event has already impacted them.
This is like a pilot being blown off course, and only realising after they’ve landed at the wrong airport. We all expect pilots to make small adjustments during a flight, to accommodate wind direction, the jet stream, or maybe bad weather, enabling a smooth turbulent free journey.
WHY SHOULD YOU ACCEPT ANYTHING LESS WHEN IT COMES TO YOUR INVESTMENTS?
Here at Winchester Investment Solutions, we do things differently, we take a proactive approach to wealth management. We actively monitor market trends and make proactive strategic adjustments to your portfolio immediately, to maximise returns and minimise risks. Our goal is to provide you with the best possible outcomes by staying ahead of market movements and making informed decisions.
Global Uncertainty can increase risk exposure as well as volatility and you need a proactive wealth management service to increase the chances of improved investment returns.
Furthermore, many advisers don’t offer any evidence of what returns they’ve achieved for their clients and whether that provided any real value over and above what you could have achieved yourself? You can view our performance in our insights here.
WE ARE ONE OF HAMPSHIRE'S MOST EXPERIENCED AND TRUSTED PROFESSIONAL INVESTMENT ADVISERS, REFRESHINGLY DIFFERENT FROM OTHERS
We are very proud of our performance track record and can detail every fund change we have ever made for clients, over the last decade. You not only have complete transparency of what changes we’ve made, but when we made them, how we have managed client risk exposure over that time, and most importantly how those changes enhanced clients’ overall returns.
SO HOW DOES OUR WEALTH MANAGEMENT SERVICE BENEFIT YOU?
The combination of these strategies offers you real value. We can seize upon opportunities as they occur, providing the potential for enhanced returns, while reducing risk exposure and enhancing confidence that your investments are being actively managed.
WHY NOT SCHEDULE A CONVERSATION WITH CHRIS DOWNING NOW?
Appointment scheduling through Calendy scheduling
Free initial Zoom meeting: 30 minutes
Free initial Phone call: 30 minutes
WHAT SERVICES DO WE PROVIDE?
Everyone’s circumstances are unique to them, so it will be helpful to have a brief conversation to identify the service we provide, our charges and value we can offer you.
INVESTMENT MANAGEMENT ADVICE
With over three decades of investment expertise advising Hampshire clients, we have navigated every market crisis since the early 1980s. This experience equips us to strategically position our clients' investments and provide comprehensive advisory services. Our offerings include managing existing ISAs, personal pensions, SIPPS and general portfolios, as well as crafting investment strategies for new capital. We take a bespoke, individualised approach to each client. First, we assess your risk tolerance and time horizon. Next, we determine the most appropriate tax wrappers and maximise current allowances. Guided by your goals, we then adopt a proactive, focused strategy, seeking sensible returns without influence from market noise. Ultimately, our sole aim is implementing prudent investments tailored specifically for you.
As part of our ongoing service, we vigilantly monitor your investments each day to determine if any asset allocation adjustments are necessary. Should we identify the need for changes, you will promptly be notified so that swift action can be taken. Rest assured that this proactive oversight comes at no extra cost to you.
It’s easy to transfer your investments from other Wealth Managers or advisers and our management fees are tiered, reducing in cost the more we manage for you and your family. Our advisory service avoids any VAT on fees, keeping costs as low as possible, which otherwise erodes your capital.
INHERITANCE TAX ADVICE
We understand that preserving your hard-earned wealth for your loved ones can be a top priority. That's why with our expertise we can help you implement effective estate planning strategies to minimise taxes and maximise what gets passed on. During our initial consultation, we will thoroughly analyse your unique situation and advise on alternatives that enable you to maintain control of assets, while transferring them outside your taxable estate. Whether that involves gifting to heirs or setting up trusts, you can trust us to present you with customised solutions to accomplish your goals. Our comprehensive process focuses on your needs first, with any initial fees based on time invested rather than percentages.
RISK ANALYSIS STRATEGY
What sets us apart, is that your financial security guides every choice we make. We keep a close eye on your investments risk exposure, working to limit fluctuations while pursuing returns. Some degree of risk is necessary for capital growth, but we see it as our duty to track this diligently on your behalf. By maintaining vigilance, we aim to provide you with stability and identify opportunities. Though markets ebb and flow, our commitment to protecting your interests remains our focus.
AREAS WE COVER
Andover
Alton
Alresford
Basingstoke
Bishops Waltham
Chandlers Ford
Four Marks
Hampshire
Petersfield
Romsey
Southampton
Stockbridge
Sutton Scotney
Whitchurch
Winchester
INSIGHTS
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Is Private Equity Investment accessible to individual investors and what benefits does it offer?
Posted on 3rd April 2024 at 00:07
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The Benefits Of Diversification In Equity Asset Allocation
Posted on 14th March 2024 at 22:10
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What Are The Benefits Of Receiving Independent Financial Advice
Posted on 14th March 2024 at 22:05
TESTIMONAILS
In my experience Chris has the all the fundamentals you would expect from an IFA - integrity, honesty, pragmatism & conviction. Where Chris stands out is his determination to treat clients’ money like it’s his own, and to strive to be constantly exploring opportunity to get the best outcome for the individual.
I have known Chris for a very long time both professionally and personally. Despite our friendship, Chris has consistently maintained the utmost professionalism when handling my business affairs and diverse investment portfolio. Moreover, his exceptional ability to articulate his strategic decisions and share his profound insights into financial markets has been instrumental in my financial journey. Without hesitation, I would recommend Chris to anyone seeking expert guidance in investments, diversification, or optimising their financial resources.
Chris helped me consolidate a collection of pensions and has managed the resulting funds for me for many years. He is always professional and always combines that with a very friendly and helpful relationship. My funds would not be worth as much as they are without his skills and he explains very clearly what he is doing for me.